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Join OPO Today!
Welcome to OPO the platform for users and agents. Select your role and signup
Welcome to OPO the platform for users and agents. Select your role and signup
Considering re-financing, cash-out or purchase of a new home? Want to know what you qualify for?
You’ll find OPO's mobile process to be fast and very easy to navigate.
What sets us apart is our commitment to match you with dedicated loan experts that meet your needs. We know Private Mortgage Loans can seem complicated, but OPO Professionals can help you with that. When you work with OPO for your mortgage, you’ll have a dedicated Loan Expert with you every step of the way — all the way through closing. You can have confidence you’re in good hands.
Support, not sales. We encourage OPO professionals to build long-term relationships, not a sale. Since we are not bias to any programs, we make sure that you are matched with agents that are invested in getting you the right programs based on your needs. Join OPO to get started!
Let's be honest, you didn't launch OPO to say hello. You are either looking for the best lending programs or offering the best programs. Our job is to connect you to exactly what is a "perfect fit".
A platform without the human element is just a blank canvas. OPO connects our users based on their needs and enables both sides to share, engage and process their loans securely and all within the network.
What happens in OPO stays in OPO! We have created a safe and secure work environment so that you don't have to run to your fax machine, check your email or text at the same time. OPO is all those in one secure space.
When it comes to starting a loan, the process constitutes multiple steps of which all ties into the part of the origination (Gathering enough data to match the client with the best lender and program). OPO system hand holds our users throughout the entire process:
• Shop around for the best mortgage
• Apply for the mortgage loan
• Get pre-approved
• Shop for a home
• Make an offer
OPO matches the buyer to the lender specifically based on programs that best fit their need your lender gives you a loan estimate (LE) with three business days of receiving your complete application for a mortgage loan. The application you submitted in step 2 isn't complete until it includes the property address. The LE is a standardized from that makes it easier to understand the terms of your loan.
If everything in the loan estimate is acceptable to you, you'll tell the lender to proceed with the loan. The lender then turns things over to the underwriter, who confirms that all the key factors on your application meet the lender's guidelines, and that tax, title, insurance, and closing requirements have been met.
Closing, also known as settlement, is the last step in your mortgage loan process. You sign all the final documents, and the lender funds the loan and pays the seller, plus anyone you owe fees too. Next thing you know, the keys are in your hand.
With OPO's services you are able to store, share and exchange all documents so that the end of this cycle goes smooth. This critical aspect of mortgage post-closing starts immediately after loan closure and includes trailing important documents such as mortgage or trust deeds, tax records, assignments, modifications, mechanic's liens, assumption agreements, UCCs, records, judgments, etc.
This is where OPO shines! Most platforms out there want to get your loan processed approved and get you on your way, but with OPO we are all about building long term relationships. Whether you are on the agent side or buyer, our best assets are the relationships we build. Your OPO connection becomes your friend for life. The system reminds you when loan is paid off. Marks the loan closes and helps you get in touch with your agent as you may look for refi or have additional service needs. Or you can just reach out to say hello!
